5 WAYS TO HELP YOU IMPROVING YOUR CREDIT SCORE

A CIBL score, which is often referred to as a consumer’s “credit score”, is a three-digit numeric digit that reflects your credit history and credit profile.
WHAT DEBT COLLECTORS CAN AND CAN’T DO?

A statute of limitations applies to all unsecured debts, such as credit cards and medical expenses. The debt “expires” after this time period, and you can no longer be sued for payment.
Fair Debt Collection Practices Act – KenStone Capital

The Fair Debt Collection Methods Act (FDCPA)– which came into force on March 1978, was created to stop abusive, misleading, and unfair debt collection practices.
How Does DPD Impact Your Credit Report?

When you apply for a loan or a credit card with a bank or financial institution, the institution would do a credit check to determine your creditworthiness.
WHAT ARE THE VARIOUS BAD PRACTICES THAT CAUSE LOW CREDIT SCORE AND HOW TO AVOID THEM?

Your credit score is one of many important indicators of your financial health. Instead of following bad credit practices, it’s crucial to develop good credit habits to build and maintain a good credit history.
Correlation between Credit and Debt Rating – Kenstone Capital

In general, your credit score and debt are closely linked. Your credit score is affected by the amount of debt you have and how you manage and make payments.
CIBIL Score Required To Secure A Personal Loan?

CIBIL score decides your eligibility for securing any type of loan. It evaluates your creditworthiness based on your credit history, repayment habits for loans/credit cards
CIBIL SCORE FOR A CAR LOAN

Every individual wishes to own a car, but few can afford one. Individuals might use car loans to fulfil their dreams of owning a car. These car loans not only make it easier to acquire a car
WHAT ARE THE EFFECTS OF PAN CARD ON CIBIL SCORE?

In general, a PAN card is a unique identification number issued by the Indian government to all taxpayers. A PAN card displays a ten-digit alphanumeric code that helps the authorities
HOW TO RECTIFY ERRORS IN YOUR CREDIT REPORT

Errors in credit reports can be a frequent phenomenon. It can be ranging from incorrect personal details to wrong credit accounts.