100% Money Back Guarantee, if we Don’t Deliver on our Promises
Contact Us
Credit Report
Analysis
Analysis
Credit
Disputing
Disputing
Dispute
Escalating
Escalating
Credit Score
Analysis
Analysis
What is Credit Repair Service?
Credit repair service is the process of improving a poor credit score/credit history by addressing or removing negative items that could be listed on your reports either inaccurately or due to missed payments and late payment fees.
Although fair credit reporting practices outlines that every individual should have accurate credit information report, Credit reporting agencies makes it complicated for the consumer to navigate online processes and send a series of dispute letters in order to resolve the issues.
To make credit repair convenient and easy, Kenstone Capital can identify and raise dispute on behalf of you.
Using our methodical and structured systems and processes, Kenstone Capital has helped many number of customers to become once again credit eligible.
Factors that get Affected and Reported
Many financial activities directly affect your credit score and are reported to credit bureaus. Knowing these factors can help you avoid mistakes, improve your credit profile, and maintain a healthy financial future.
DPD : Days past due
This records the number of days an EMI is paid late from the due date. Can never be amended because once paid late it cannot be reversed. If somebody promises to remove or amend DPD then it's a fraud.
Negative Flags
Written off, PO WO Settled, Suit filed. can be removed by making repayment to the bank. If somebody claims that they can remove the default or negative flag without making repayment to the bank then it's a fraud.
Enquiries
Enquiries once made cannot be ammended. is considered during the process of loan sanctioning.
Holding Multiple PAN Cards
Credit score is a dynamic aspect. It goes up and down based on the repayment pattern of an individual/company. It's a criminal offense to hold multiple Pan cards and the Credit system is intelligent enough to capture this kind of fraudulent activity.
How Much Do Our Credit Repair Services Cost?
(Pricing Inclusive of 18% GST)
Essential Package
- Thorough credit profile evaluation
- Detailed problem identification and root cause analysis
- Tailored solutioning strategy development
- Dedicated account manager for personalized support
- Basic credit education resources
Advanced Package
- Analysis of Credit and one additional Credit Bureau
- Cross-bureau discrepancy identification
- Enhanced credit profile assessment and scoring factors
- Customized credit improvement action plan
- Quarterly strategy refinement
Comprehensive Package
- Full analysis of all four credit bureaus
- 360° credit health evaluation across all bureaus
- Accelerated dispute resolution assistance
- Bi-monthly strategy refinement and optimization
- Exclusive access to credit expert consultations
Therefore Credit score can be improved by adhering to the positive repayment pattern.
Conclusion: Credit Repair is a possibility and most of the issues can be fixed and can become eligible for a fresh credit from a Bank/Financial Institution.
Beware: if somebody makes a false claim of removing negative flags from the report without making repayment to the Bank/Financial Institution then stay away!
How our Credit Improvement Services work?
We follow a simple and transparent process to analyze your credit report, identify issues, and help improve your credit score with the right guidance and solutions.
01
Credit Report Analysis
We generate your Credit report and plot a plan targeting all the negative items affecting your credit eligibility
02
Credit Disputing
Our expert team will dispute and challenge the incorrect information and negative flags on your behalf via online and through appropriate correspondence
03
Dispute Escalating
For negative flags, fraudulent transaction, and items requiring additional correspondence, We keep the process rolling and ensure your credit history is right on track.
04
Credit Score Analysis and Mentoring
Through the online platform, We offer seamless access to your credit report analysis and credit advisory to help you achieve financial freedom
You are entitled to have an accurate and fair credit report and score!
Tens of millions of Indians have identity errors on their credit reports.
Success Stories
Sorem ipsum dolor sit amet, consectetur adipiscing elit. Nunc vulputate libero et velit interdum, ac aliquet odio mattis. Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos.
Even one negative item can cost you double, even triple digit decreases to your credit!
Why use our Credit repair service?
We combine proven experience, legal expertise, and ethical practices to resolve credit report issues with transparency. Our result-driven approach and trusted track record make us a reliable choice for credit repair services.
Proof in the numbers
Since Kenstone Capital was founded, we have served 100's of thousands of consumers suffering from inaccurate entries in their credit report.
We understand the legal framework
We leverage every legal support available to fix your credit issues and help you become credit eligible.
Industry Recognition
Recognized for helping individuals improve their credit profiles with ethical and result-driven solutions. We focus on building trust through proven expertise and customer success.
Understanding Credit Repair Process
Understanding the credit repair process helps you identify negative credit issues, resolve disputes and improve your credit score with expert guidance and structured solutions.
1
Setup & Discovery
Firstly, we onboard you on to our platform, generate report and examine closely to identify all the negative items affecting your loan eligibility and wrongly hurting your credit score.
2
Challenge & Dispute
Next we reach out to credit bureaus and the Lending institutions to verify these negative items as accurate and fair. If they fail to do so then they are required to immediately remove them.
3
Manage and Monitor
We educate you to manage and Monitor your credit wisely. If a new credit issue appears we can immediately come on board and help you fix it
4
Final Review & Support
After resolving disputes, we perform a final credit review and provide expert support to maintain a healthy and stable credit profile.
How Long Does it Take
Unfortunately, there is no quick fix when it comes to credit repair and everytime one needs to go through the same series of steps involved in the resolution process. Therefore there’s no way to predict in advance how long it takes to fix your credit.
That being said, we help hundreds of thousands of consumers each year fix their credit and typically they’ve have been with us for three months. With our team of credit experts, tech systems, our credit improvement and negative items removal process is streamlined to get you results.
On an average client uses our service for
3 MONTHS
Case Studies
Qorem ipsum dolor sit amet, consectetur adipiscing elit. Nunc vulputate libero et velit interdum, ac aliquet odio mattis. Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos.
Rajesh Mehta
Business Owner
Qorem ipsum dolor sit amet, consectetur adipiscing elit. Nunc vulputate libero et velit interdum, ac aliquet odio mattis. Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos.
Rajesh Mehta
Business Owner
50,000+ Clients Served
92% Success Rate
RBI Compliant
Our Reliable Solution For All Your Credit Issues
Whether your search for credit repair includes “Credit Score Repair Agency near me” or “Credit score repair agency contact number”, stress not! We at Kenstone Capital can be your ideal choice. Our Credit Score Improvement Agency provides best-in-class credit improvement services in India. Our Credit Correction Agency can constructively explore your credit-related issues and build up an appropriate way to lead a safe and happy financial life. As one of the leading credit score improvement agencies in India, we have set the industry standards in repairing our client’s Credit score professionally.
“Our Credit Score Repair Experts help you secure your financial future.”
Decrease Your Raising Financial Complexities
We are living in the most populous democracy in the world. From being a comparatively destitute country, India has now become the fastest-growing major economy, a hub for information technology services, with an increased role in global culture. The country’s fortunes are significantly improving, and accordingly, keeping up a high credit score is an unquestionable requirement here. But, with Kenstone Capital’s Credit improvement services, you can maintain optimal Credit score with detailed action plan and score building options.
Credit Is The Most Dependable Force In India
Credit is one of the most trustworthy credit specialists in India, which maintains the financial records such as credit-related issues of both the firm and people, including credit cards and advances. Each enrolled bank and budgetary affiliations present their credit data to Credit routinely. Along these lines, Credit issues a CIR (Credit Information Report) and Credit score dependent on this data.
A CIR (Credit Report) speaks about a financial history of an individual over a portrayed period while the Credit score is a three-digit numeric framework discussing a person’s record of advance repayment.
Transform Your Bad Credit Score and Maintain An Outstanding Financial Life
Whether your credit score needs only a quick fix, or a total rebuild, we can help you. Once your requirement has been defined, our Credit score repair agency will develop a unique strategy to repair your financial errors and genuine financial hardship while helping you to build optimal Credit score.
Our Credit Score Repair Firm is an excellent choice for your monetary wellbeing which can analyze your Credit score as well as credit report and identify the factors that impact your credit score. Here our Credit experts isolate your credit problems and create a reasonable way to help you live in a secure financial life.
How Our Credit Score Repair Agency Is Different From Others?
At KenStone Capital, our objective is to enhance the effectiveness and efficiency of the credit management process and to create a sustainable approach that enhances your credit score. To start with the process, our Credit repair agency will advise you on immediate changes that you could make to your credit management process. However, our Credit score improvement agency is not only dedicated to address your current business needs but also helps your business in longer-run. For that, our Credit score repair agency is committed to provide you with a solid and an on-going plan that can move forward with targeted improvements to your business while providing required training to your accounts team
Rewards Of Maintaining A Good Credit History
We comprehend that budgetary establishments like banks and lending institution face a lot of fiascos concerning credits and their reimbursements. Henceforth they have gotten dynamically cautious while propelling cash to the people. Banks take the assistance of the Credit report before advancing money or designate cards to a person. Other than the approval of individual, home, and vehicle loans, keeping up a good Credit Score helps an individual in several manners.
- It rapidly builds up a positive impression of your financial situation.
- It enables you to get a lower interest with a bank.
- You can get your prepayment charges waived off.
- A credit card will be assigned promptly at the hour of your need.
Stress not in the event that you have an Awful Credit Score
Banks update the Credit database regularly. You can endeavour to fix the score, meanwhile. If you don’t have the explicit idea of how to continue, search for “Credit score repair agency near me” then Kenstone Capital will appear as your best credit consultant in India or else, you can directly contact us.
Here’s our Credit score repair agency contact number
+91 8068248827
Revolutionary Finance Solutions
Read All Articles
We are here to help you
How can I improve my Credit Score?
If you want to transform your bad credit score into good credit score, there are a number of simple things you can do. You can repair Credit score by taking some simple steps.
- First, make sure you pay your bills, annual fees on time and avoid missed payments.
- Down your credit card balances to keep your credit utilization ratio low.
- Don’t close old credit card accounts or apply for too many new ones.
What if you are ‘Credit Hungry?'
High credit usage portrays the consumer as a credit hungry with a potentially higher risk of default. Such disputes has a negative impact on your credit score and can make it difficult for you to obtain additional credit facilities to your savings account.
Is it possible to repair Credit Score?
Yes, you can rebuild your credit score by taking the help of a credit score repair company.
How to increase Credit Score from 600 to 750?
If you want to increase your Credit score from 600 to 750+, establish a strong credit history, handle loan payments carefully, avoid closing old credit accounts, pay EMIs on time, and monitor your credit report. A Credit score of 750 or better will make it simple for you to get a loan.
How Do Credit Score Repair Agencies Work?
A credit repair agency is an organization that helps clients raise their credit score. The majority of clients often lack the time or knowledge necessary to file claims for credit score adjustments. Customers in this situation might file complaints by using the services of credit repair companies.
How to Repair Faulty Credit Report/Score?
Paying your bills on time, making debt repayments, preventing from receiving new hard inquiries, and getting credit development assistance can all help repair your faulty credit score.
What if I want another Credit Score and Report before one year?
If you have already got your Free credit Score and Credit Report directly for the year and want to keep track of your credit history, you can purchase unlimited access plans from Credit. With unlimited access plans, you can update your Credit Score & Credit Report daily during the subscription period and choose either a 1 month (550/-), 6 month (800/-) or 12 month (1200/-) package. Also, you will have access to other Credit facilities such as Customized Loan Offers, Credit Monitoring and Dispute Assistance during the subscription period.
Do late payments and high utilization of credit limits have a negative effect on your score?
Payment history is one of the most important aspects of your credit profile, and even a 30-day late payment or non payment can have a negative effect. Also, High utilization of credit limits are a major indicator of credit risk, and your credit score is adversely affected as your credit utilization ratio approaches and exceeds 40%.
SUBSCRIBE
Never miss an update
subscribe with us!
CONTACT US